Business Financial Services, Inc. (BFS), based in Raleigh, NC with operations and marketing offices in Coral Springs, FL provides business cash advances throughout the United States to its customers through accounts receivable financing, utilizing a merchant's cash stream from credit card sales as a means of automated repayment.

BFS provides receivables financing to restaurants and small retail businesses with strong cash flows from credit card transactions that can't finance their business development and expansion through traditional financing.

A merchant that meets our underwriting requirements receives a business cash advance up to $300,000 with payments withheld directly from their credit card sales.

The funding process is simple, BFS purchases credit card receivables from the restaurant or retail store at a discount. The merchant is "Advanced" this purchase and BFS collects payments from a percentage of their credit card transactions.
 
Business Financial Services regards itself as a "boutique funding shop" offering our partners affiliates and merchants hands-on personal service. The principals of BFS take an active roll in day-to-day operations. BFS markets its Business Cash Advance Program exclusively through its network of partners and does not employ a sales force. This permits BFS to focus exclusively on underwriting and finance while maintaining partnerships with honesty and integrity.